Frequently Asked Questions
All You Need to Know Before and After Taking a
Loan
Frequently Asked Questions
Rupeeontime is an instant loan platform that connects you with trusted NBFCs and banks. We help
you get quick, paperless, and hassle-free loans — right when you need them.
Any Indian citizen above the age of 21 with a valid income source and basic KYC documents can
apply.
Once your application is approved, the money is transferred directly to your bank account — often
within minutes.
No, simply applying will not impact your credit score. However, timely repayment of your loan can help improve your CIBIL/credit score.
5k - 1,20,000
No. Rupeeontime believes in complete transparency. All applicable charges like interest rate, processing fee, and repayment schedule are clearly shown before you confirm your loan.
We offer a range of personal credit solutions including:
- Personal Loans
- Emergency Loans
- Lifestyle & Travel Loans
- Medical Expense Loans
- Education Loans
Simply download the Rupeeontime app or visit our website. Fill out the quick loan application
form, upload your KYC documents, and submit. The process takes just a few minutes.
You’ll need:
Income proof (salary slip, bank statement)
Income proof (salary slip, bank statement)
You can repay easily through auto-debit, UPI, net banking, or other secure online payment methods.
Absolutely. We follow strict data protection and encryption protocols to keep your personal and financial information secure.
Don’t worry. You can reapply after improving your credit profile or providing updated information. We’ll also guide you on steps to improve eligibility.